Know your real rate.
Turn your income goal, billable hours, expenses and taxes into an hourly rate you can charge with confidence — then price projects from it.
1. Income goal
What you want to actually keep after taxes and business costs.
2. Billable hours reality check
6 weeks off for vacation, sick days and holidays.
The rest goes to admin, sales, invoicing and marketing.
3. Expenses & taxes
Software, equipment, workspace, accounting, insurance.
Combined income tax and social security rate on your profit.
Extra cushion for slow months, growth and unexpected costs.
4. Project pricing estimator
Projects almost always take longer than estimated.
Recommended fixed quote
€5,179
€4,503 base + 15% buffer
Your rates
Break-even hourly rate
€12.42
Below this you're losing money.
Recommended hourly rate
€112.58
Hits your €60,000/yr net goal with margin.
Day rate (8 h)
€901
Where the money goes
Annual revenue of €124,286 splits into:
- Take-home62%
- Taxes30%
- Overhead8%